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(NC)-RRSP season can be a confusing time for even the most sophisticated of investors. Here are the top three questions Canadians are asking this RRSP season:

In these uncertain times, why should I consider investing in an RRSP?

For most people, making an RRSP contribution makes great sense, even during tough times. RRSPs let you save money by earning income on a tax-deferred basis until you retire. For many, they can act as a substitute to a pension plan and ensure future goals are met.

How much should I contribute to my RRSP this year?

It is important to build up your RRSP savings to ensure you have a nest egg that will support you through your retirement years.

Starting January 1, 2010, 93 per cent of Ontario's income tax payers will get a permanent tax cut as part of a comprehensive tax plan that will help create 591,000 jobs and make the province more attractive for new business investment.

As of January 1, the province cut the first income bracket tax rate by one percentage point, from 6.05 per cent to 5.05 per cent. As a result, Ontario has the lowest tax rate of all provinces on the first income bracket. An additional 90,000 lower income Ontario taxpayers will no longer pay any provincial personal income tax.

The comprehensive package also includes $10.6 billion in direct payments and permanent tax relief, including the following:

Looking for a home can be an exciting and exhilarating experience. But before you start your search, you need to figure out where you want to live and what your housing needs will be both now and in the future.

To help you find the home that's right for you, Canada Mortgage and Housing Corporation (CMHC) suggests you ask yourself the following questions:

How large a home do you need? Do you need several bedrooms, more than one bathroom, a home office or a two-car garage?

Are you planning on making any lifestyle changes in the near future, for example, are you planning on having children? Do you have teenagers who will be moving away soon? Or are you close to retirement, and looking to downsize to a smaller home?

(Marketwire) Enbridge Gas Distribution Inc. has extended its Home Weatherization Retrofit Program which helps households in financial need to reduce their energy bills by implementing energy efficiency measures, such as insulating attics and walls and draft proofing, at no cost. All applications, along with proof of eligibility, must be received before November 30, 2009.

The program is available to qualifying Enbridge customers in Toronto, Peel Region, York Region, Durham Region, Ottawa and the counties of Renfrew, Prescott and Russell, Lanark, Leeds and Grenville, Stormont, Dundas and Glengarry.